Obituaries

Ronald Barboza
B: 1942-09-28
D: 2017-12-11
View Details
Barboza, Ronald
Paulina Hernandez
B: 1928-06-22
D: 2017-12-08
View Details
Hernandez, Paulina
Jean Smith
B: 1953-06-05
D: 2017-12-07
View Details
Smith, Jean
Donald McAlpin
B: 1934-01-25
D: 2017-12-04
View Details
McAlpin, Donald
Susie Mikell
B: 1940-09-15
D: 2017-12-04
View Details
Mikell, Susie
Antonio Davis
B: 2012-07-05
D: 2017-12-03
View Details
Davis, Antonio
Mary Molett
B: 1943-07-06
D: 2017-12-02
View Details
Molett, Mary
Mary Brown
B: 1949-08-30
D: 2017-12-01
View Details
Brown, Mary
Alfred Wilfong
B: 1945-04-05
D: 2017-12-01
View Details
Wilfong, Alfred
Jeanette Carr
B: 1937-11-28
D: 2017-12-00
View Details
Carr, Jeanette
Annie Taylor
B: 1938-10-08
D: 2017-11-30
View Details
Taylor, Annie
James Moore
B: 1933-09-22
D: 2017-11-26
View Details
Moore, James
Albert Wallace
B: 1942-11-24
D: 2017-11-18
View Details
Wallace, Albert
Arnold Tillman
B: 1932-08-14
D: 2017-11-17
View Details
Tillman, Arnold
Elizabeth Mosley
B: 1949-10-29
D: 2017-11-12
View Details
Mosley, Elizabeth
Katherine Watson
B: 1932-05-04
D: 2017-11-12
View Details
Watson, Katherine
Birdie Crosby
D: 2017-11-10
View Details
Crosby, Birdie
Marian Davis Rogers
B: 1945-03-24
D: 2017-11-10
View Details
Davis Rogers, Marian
John Costello
B: 1957-05-23
D: 2017-11-06
View Details
Costello, John
Rose Rodgers
B: 1950-11-08
D: 2017-10-31
View Details
Rodgers, Rose
HOLLAND WILLIAMS
B: 1941-12-23
D: 2017-10-29
View Details
WILLIAMS, HOLLAND

Search

Use the form above to find your loved one. You can search using the name of your loved one, or any family name for current or past services entrusted to our firm.

Click here to view all obituaries
Search Obituaries
1455 N. Fair Oaks Avenue
Pasadena, CA 91103
Phone: 626-798-8941
Fax: 626-798-0195

Mission Impossible

Some of you remember the old television show “Mission Impossible.”  An undercover team of agents always accomplished that which you would think would be impossible.  The best kept secret is that those who are ill and uninsured can do just that.

Most people believe that you can not get insurance once you have a serious illness such as cancer, severe heart or lung disease, Aids, etc...  The good news is that in most cases you can.  There are policies (pre-need funeral plans)  available that can be paid for on  a monthly basis for up to 3, 5  or 10 years.  These plans are funded through life insurance companies and are for the costs of funeral services and, or interment. The amount paid to your beneficiary upon death depends on the length of time the policyholder lives, after purchasing the policy. These are great policies because they grow in interest.  Health questions are asked but no physical exam is required.

If a person has health problems and chooses to pay on a pre-need plan for 3, 5 or 10 years and death occurs in the first 6 months, their family will receive a return of premiums paid plus interest.  They lose nothing.   If a person has health problems and death occurs after 6 months and a day of starting a policy, the death benefit on a 3 year plan would be 50% of the face value of the policy.  After 1 year and a day, the benefit paid out would be 100% of the face amount.  For example: Someone starts a $5,000. 00 pre-need plan for a relative that is ill and chooses a 3 year plan.  If the relative dies in 8 months the insurance company would pay $2,500.00.  If the relative lived 1 year and two months the death benefit would be $5,000.00 plus.  The 3 year plan would be the best for a person that is very ill, however the monthly premium would be higher than the 5 or 10 year plan. If a person has health problems and death occurs after 6 months and a day up until 1 year, on a 5 or 10 year plan, the death benefit would be 30% of the face amount.  After 1 year and a day up until 2 years, the benefit would be 70% of the face amount; and after 2 years and a day the benefit would be 100% of the face amount.  Therefore a person with health problems would need to live 2 years and a day on a 5 to 10 year plan for the full amount of the policy to be payable upon death.  These details can be explained to you in person or over the phone by a pre-need counselor.

The bottom line is that even a very ill person can be insured.  (The exception is a person that is in the hospital terminally ill, on life supports, etc…)  Don’t assume that anyone is uninsurable.  This may seem to be an impossible mission but it can be accomplished. 


Gail Valentine Taylor, M.S.W.

Funeral Director

Woods-Valentine Mortuary

(626) 798-8941

52 Weeks of Support

It's hard to know what to say when someone experiences loss. Our free weekly newsletter provides insights, quotes and messages on how to help during the first year.